Crypto Wallets and ExchangesThe Crypto workspace tracks coins wherever they live — exchange accounts, self-custody wallets, hardware wallets — from imported exchange history and public receive addresses.
No keys. Ever.
A wallet in RockSolid Money is identified by its public addresses only — what you'd hand someone to receive funds. The application has no field anywhere that could hold a private key, a seed phrase, or an exchange login, by deliberate design. Nothing it stores could move your funds.
Wallet-to-wallet transfers
Moving coins from an exchange to your hardware wallet is one transfer, not a disposal plus an acquisition. Where both sides share a transaction hash, they're matched automatically and shown as a single transfer. Transfer-shaped pairs without that proof are proposed for your review — never auto-merged.
Spam and unverified tokens
Wallets attract junk airdrops. A token nobody has vouched for contributes $0 to your totals until you confirm it — but it is always reported as excluded, never silently hidden, in the Crypto overview and on the Net Worth page. Confirm real tokens; mark junk as spam; either way the decision is yours and visible.
Income and taxes
Staking rewards, validator rewards, mining income, interest, and airdrops are tracked as income. Crypto buys open tax lots through the same FIFO machinery as securities (see Cost Basis and Tax Lots).
Where crypto counts — and where it doesn't
Crypto market value counts toward net worth unconditionally — hiding an asset you own wouldn't be conservative, just wrong. It is excluded from spendable-cash figures and the cash-flow forecast, because market value isn't cash. Both rules are stated on the screens they affect.
Still need help?
If you're still stuck, contact us or email support@rockriverresearch.com — you will reach the people who build RockSolid Money.