A desktop finance application for Windows — the modern replacement for Microsoft Money and Quicken that keeps your records in a local file, not a hosted service.
CSV, OFX, QFX, and QIF from any bank or brokerage. Auto-detects column layout, validates against running balances, and proposes changes for your review.
Checking, savings, credit cards, loans, and investment accounts in one unified ledger.
Categories, payees, memos, tags, and splits. Transfers matched automatically. Re-imports never create duplicates.
Set budgets by category and track actual spending. Income and expenses summarized by month with recurring items projected forward.
Holdings tracked lot by lot with cost basis. Net worth computed from all assets and liabilities, with history over time.
Spending, income, cash flow, balances, and net worth. Every total drills through to the transactions behind it.
RockSolid Money never silently guesses its way into your ledger.
Drop a bank export — CSV, OFX, QFX, or QIF
Format, columns, dates, and sign convention identified automatically
Duplicates flagged, ambiguities surfaced, nothing assumed
Approve the changes — atomic, rollbackable, yours to control
Each imported row is validated and matched against existing records before it becomes a proposal. Input that can't be interpreted unambiguously is reported, not guessed at.
Unrecognized CSVs get a proposed column mapping, sign convention tested against the running balance, and date format inferred from the data. Confirm once and reuse the profile.
Same statement imported twice does not create duplicates. Fields you've edited are never overwritten. Commits are atomic and can be rolled back.
Pro adds advanced analysis for investments, taxes, and financial planning — built on the same ledger and import engine.
Per-lot capital gains with long/short-term separation. Form 8949 ready. Retirement accounts excluded from taxable totals.
Realized and unrealized gains from the same per-lot records the tax reports use. One set of numbers, consistent everywhere.
Portfolio composition by asset class and account, consolidated across every investment account in the file.
Custom date ranges, comparison periods, and drill-through from any total to the transactions behind it.
Observations about patterns, recurring charges, and unusual activity. Suggestions for review — never automatic changes.
Attach statements, receipts, and tax documents to the accounts and transactions they relate to.
Both editions use the same file format. Upgrading to Pro does not require migrating your data.
| Feature | Essentials | Pro |
|---|---|---|
| Import engine (CSV, OFX, QFX, QIF) | ✓ | ✓ |
| All account types | ✓ | ✓ |
| Transactions, transfers, splits | ✓ | ✓ |
| Budgets and cash flow | ✓ | ✓ |
| Bills and reminders | ✓ | ✓ |
| Investments with cost basis | ✓ | ✓ |
| Net worth tracking | ✓ | ✓ |
| Core reports | ✓ | ✓ |
| Tax Center (Form 8949, per-lot gains) | — | ✓ |
| Investment performance analytics | — | ✓ |
| Asset allocation | — | ✓ |
| Advanced and custom reports | — | ✓ |
| Spending insights | — | ✓ |
| Document vault | — | ✓ |
Your file, your machine, no cloud sync
One-time purchase, no annual renewal
No analytics, no usage tracking
Decimal math, not floating point
Every change is yours to accept or reject
From the developers who build it
RockSolid Money is a private, local-first Windows finance application built for people who want lasting records — not another subscription.