Accounts and BalancesRockSolid Money models the accounts a household actually has: checking, savings, money market, cash, credit cards, lines of credit, loans, mortgages, brokerage, retirement, property, crypto wallets and exchanges, and manual assets/debts.
Opening balances are anchored
When you create an account with a balance (in setup or later), that balance is recorded as an anchor dated that day. Balances accrue from the anchor as history is imported — the application never pretends every account started at zero. An account with no anchor and no history simply shows what its transactions sum to.
Debts read in words, not signs
A credit card balance is shown as “$415.12 owed” — or “$386.03 credit” when the issuer owes you (after a refund or overpayment). A bare signed number on a liability forces you to remember a sign convention; the word carries the meaning everywhere: the account list, the dashboard, and Net Worth.
The account tree
The left-hand Accounts pane groups accounts (Cash & Banking, Credit Cards, Investments, Crypto, Property, Loans) with live balances and group subtotals. Double-click an account to open its register. Right-click for account actions, including hiding an account you don't want cluttering the list — hidden accounts still count in totals.
Each account's register
An account's register shows its transactions with a running balance, filters, and a Statements tab for reconciliation (see Reconciling an Account). Investment accounts open a holdings view instead — see Investment Accounts and Holdings.
Still need help?
If you're still stuck, contact us or email support@rockriverresearch.com — you will reach the people who build RockSolid Money.